As Reported Financials

Document Name As Of Date Currency Code (in thousands)	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-Q 12/31/2019 USD	2020 Q1 YTD 10-Q 3/31/2020 USD
Document Name As Of Date Currency Code	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-Q 12/31/2019 USD	2020 Q1 YTD 10-Q 3/31/2020 USD
Assets
Cash and due from banks	7,783	9,413	16,708	11,838	12,128
Interest-bearing deposits in other banks	11,337	16,373	37,108	38,510	61,107
Investment securities available-for-sale	73,113	93,201	104,677	91,247	68,402
Loans held for sale	652	254	637	81	272
Loans, net	409,343	955,971	893,184	852,109	887,449
Less - allowance for loan losses	3,732	6,306	6,348	7,516	8,251
Net loans	405,611	949,665	886,836	844,593	879,198
Premises and equipment, net	12,201	18,631	18,208	17,852	18,875
Accrued interest receivable	1,726	3,237	3,010	2,414	2,589
Goodwill	5,408	24,754	24,754	24,754	24,754
Intangible assets	1,405	4,376	3,509	2,736	2,566
Other assets	23,812	43,703	42,156	45,929	47,152
Total assets	543,048	1,163,607	1,137,603	1,079,954	1,117,043
Liabilities
Deposits
Noninterest-bearing	73,932	155,895	162,574	147,405	148,633
Interest-bearing	378,628	870,585	842,019	793,075	809,870
Total deposits	452,560	1,026,480	1,004,593	940,480	958,503
Short-term borrowings	31,500	6,000	NA	NA	NA
Long-term debt	11,154	13,233	6,892	6,971	26,992
Accrued interest payable	192	468	484	435	424
Other liabilities	5,722	11,170	11,724	13,958	12,683
Total liabilities	501,128	1,057,351	1,023,693	961,844	998,602
Stockholders' equity
Common stock	29,052	100,476	101,134	102,206	102,386
Capital surplus	220	423	332	112	134
Retained earnings	14,845	6,936	15,063	16,140	16,081
Accumulated other comprehensive loss	(2,197)	(1,579)	(2,619)	(348)	(160)
Total stockholders' equity	41,920	106,256	113,910	118,110	118,441
Total liabilities and stockholders' equity	543,048	1,163,607	1,137,603	1,079,954	1,117,043

Document Name As Of Date Currency Code (in thousands)	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-K 12/31/2019 USD	2020 Q1 YTD 10-Q 3/31/2020 USD
Document Name As Of Date Currency Code	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-K 12/31/2019 USD	2020 Q1 YTD 10-Q 3/31/2020 USD
Interest income
Interest and fees on loans
Taxable	17,565	26,474	47,733	44,867	9,782
Tax-exempt	451	600	930	979	245
Interest on investment securities available-for-sale
Taxable	1,931	2,155	2,276	2,735	535
Tax-exempt	326	228	320	200	37
Dividends	8	3	NA	NA	NA
Interest on interest-bearing deposits in other banks	53	121	575	766	89
Interest on federal funds sold	2	12	20	NA	NA
Total interest income	20,336	29,593	51,854	49,547	10,688
Interest expense
Interest on deposits	1,793	3,489	7,189	8,086	1,789
Interest on short-term borrowings	84	230	30	NA	5
Interest on long-term debt	295	401	746	514	123
Total interest expense	2,172	4,120	7,965	8,600	1,917
Net interest income	18,164	25,473	43,889	40,947	8,771
Provision for loan losses	453	2,734	615	2,406	1,800
Net interest income after provision for loan losses	17,711	22,739	43,274	38,541	6,971
Noninterest income
Service charges, fees and commissions	1,278	2,037	5,697	5,186	1,381
Commission and fees on fiduciary activities	118	344	915	1,080	213
Wealth management income	825	832	811	940	220
Mortgage banking income	597	660	641	567	108
Bank owned life insurance investment income	345	449	776	763	193
Net gain (loss) on sale of investment securities available-for-sale	484	89	40	(22)	815
Total noninterest income	3,647	4,411	8,880	8,514	2,930
Noninterest expense
Salaries and employee benefits expense	9,261	15,196	22,064	23,845	5,056
Net occupancy and equipment expense	2,165	3,271	4,153	4,357	1,180
Amortization of intangible assets	340	538	867	773	170
Net cost (benefit) of operation of other real estate owned	331	172	48	67	(11)
Other expenses	5,232	9,383	11,793	13,026	2,817
Total noninterest expense	17,329	28,560	38,925	42,068	9,212
Income (loss) before income taxes	4,029	(1,410)	13,229	4,987	689
Income tax expense (benefit)	962	3,501	2,371	701	56
Net income (loss)	3,067	(4,911)	10,858	4,286	633
Other comprehensive income (loss)
Unrealized gain (loss) on investment securities available-for-sale	(2,728)	1,471	(1,012)	2,837	1,053
Reclassification adjustment for net (gain) loss on sale of investment securities available-for-sale included in net income	(484)	(89)	(40)	22	(815)
Change in pension liability	47	(54)	(265)	16	NA
Income tax expense related to other comprehensive income	(1,076)	451	(277)	604	50
Other comprehensive income, net of income taxes	(2,089)	877	(1,040)	2,271	188
Comprehensive income	978	(4,034)	9,818	6,557	821
Per share data
Net income (loss)
Basic	0.95	(0.91)	1.19	0.47	0.07
Diluted	0.95	(0.91)	1.19	0.47	0.07
Average common shares outstanding
Basic	3,219,339	5,260,537	9,096,142	9,167,415	9,223,445
Diluted	3,241,869	5,260,537	9,148,297	9,181,752	9,233,060
Dividends declared	0.55	0.55	0.30	0.35	0.08

Document Name As Of Date Currency Code (in thousands)	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-K 12/31/2019 USD	2020 Q1 YTD 10-Q 3/31/2020 USD
Document Name As Of Date Currency Code	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-K 12/31/2019 USD	2020 Q1 YTD 10-Q 3/31/2020 USD
Cash flows from operating activities
Net income (loss)	3,067	(4,911)	10,858	4,286	633
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities
Depreciation and amortization of premises and equipment	787	702	1,219	1,248	320
Provision for loan losses	453	2,734	615	2,406	1,800
Stock based compensation	40	203	9	NA	22
Net amortization of investment securities available-for-sale	496	540	824	785	169
Net cost (benefit) of operation of other real estate owned	331	172	48	67	(11)
Net (gain) loss on sale of investment securities available-for-sale	(484)	(89)	(40)	22	(815)
Amortization of purchase adjustment on loans	(756)	(895)	(5,191)	(3,245)	(132)
Amortization of intangible assets	340	538	867	773	170
Amortization of assumed discount on long-term debt	NA	NA	NA	79	21
Deferred income taxes	1,134	3,501	2,340	1,009	53
Proceeds from sale of loans originated for sale	28,461	29,602	23,967	17,032	2,791
Net gain on sale of loans originated for sale	(597)	(660)	(641)	(567)	(108)
Loans originated for sale	(27,422)	(28,544)	(23,709)	(15,909)	(2,874)
Bank owned life insurance investment income	(345)	(449)	(776)	(763)	(193)
Net change in
Accrued interest receivable	(132)	(617)	227	596	(175)
Other assets	(458)	(1,851)	568	(856)	(2)
Accrued interest payable	(44)	20	16	(49)	(11)
Other liabilities	(921)	(669)	554	(1,658)	(1,275)
Net cash provided by (used in) operating activities	3,950	(673)	11,755	5,256	383
Cash flows from investing activities
Investment securities available-for-sale
Purchases	(46,006)	NA	(30,981)	(32,058)	(7,317)
Proceeds from repayments	7,139	5,760	12,844	17,308	3,878
Proceeds from sales	38,380	18,952	4,825	30,232	27,168
Proceeds from the sale of other real estate owned	1,402	767	174	753	68
Net (increase) decrease in restricted equity securities	455	859	252	64	(867)
Net (increase) decrease in loans	(1,176)	(163,790)	66,698	42,901	(36,594)
Net cash acquired in business combination	NA	32,022	NA	NA	NA
Business disposition (acquisitions), net of cash	(895)	329	NA	NA	NA
Purchases of premises and equipment	(615)	(1,008)	(1,115)	(1,545)	(1,343)
Proceeds from sale of equipment	NA	19	NA	113	NA
Purchase of bank owned life insurance	(27)	(5,023)	(21)	(22)	NA
Proceeds from bank owned life insurance	279	NA	NA	NA	NA
Net cash provided by (used in) investing activities	(1,064)	(111,113)	52,676	57,746	(15,007)
Cash flows from financing activities
Net increase (decrease) in deposits	4,218	135,075	(21,887)	(64,113)	18,023
Net decrease in short-term borrowings	(11,075)	(25,500)	(6,000)	NA	NA
Repayment of long-term debt	(246)	(5,322)	(6,341)	NA	NA
Proceeds from long-term debt	2,050	600	NA	NA	20,000
Issuance under ESPP, 401k and DRP plans	371	504	517	644	180
Issuance of common stock	NA	15,941	NA	NA	NA
Proceeds from exercise of options	NA	411	41	208	NA
Cash dividends paid	(1,772)	(3,257)	(2,731)	(3,209)	(692)
Net cash provided by (used in) financing activities	(6,454)	118,452	(36,401)	(66,470)	37,511
Net increase in cash and cash equivalents	(3,568)	6,666	28,030	(3,468)	22,887
Cash and cash equivalents-beginning	22,688	19,120	25,786	53,816	50,348
Cash and cash equivalents-ending	19,120	25,786	53,816	50,348	73,235
Supplemental disclosures
Cash paid during the period for
Interest	2,600	3,844	7,949	8,649	1,928
Federal income taxes	NA	NA	300	NA	NA
Lease liabilities arising from obtaining right-of-use assets	NA	NA	NA	3,892	NA
Supplemental schedule of noncash investing and financing activities
Other real estate acquired in settlement of loans	1,348	358	707	181	321
Noncash items from investing and operating activities
Noncash transfer of owned properties available-for-sale	NA	NA	NA	540	NA
Acquisition
Assets acquired excluding cash
Investment securities available-for-sale	NA	43,869	NA	NA	NA
Loans, net	NA	382,461	NA	NA	NA
Accrued interest receivable	NA	894	NA	NA	NA
Premises and equipment	NA	6,143	NA	NA	NA
Other assets	NA	21,730	NA	NA	NA
Liabilities assumed
Deposits	NA	438,845	NA	NA	NA
Long-term debt	NA	6,801	NA	NA	NA
Accrued interest payable	NA	256	NA	NA	NA
Other liabilities	NA	6,323	NA	NA	NA

As Reported Financials

Assets

Liabilities

Deposits

Stockholders' equity

Interest income

Interest and fees on loans

Interest on investment securities available-for-sale

Interest expense

Noninterest income

Noninterest expense

Other comprehensive income (loss)

Per share data

Net income (loss)

Average common shares outstanding

Cash flows from operating activities

Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities

Cash flows from investing activities

Investment securities available-for-sale

Cash flows from financing activities

Supplemental disclosures

Cash paid during the period for

Supplemental schedule of noncash investing and financing activities

Noncash items from investing and operating activities

Acquisition

Assets acquired excluding cash

Liabilities assumed

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As Reported Financial Statements

As Reported Financials

Cashflow Statement

Assets

Liabilities

Deposits

Stockholders' equity

Interest income

Interest and fees on loans

Interest on investment securities available-for-sale

Interest expense

Noninterest income

Noninterest expense

Other comprehensive income (loss)

Per share data

Net income (loss)

Average common shares outstanding

Cash flows from operating activities

Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities

Cash flows from investing activities

Investment securities available-for-sale

Cash flows from financing activities

Supplemental disclosures

Cash paid during the period for

Supplemental schedule of noncash investing and financing activities

Noncash items from investing and operating activities

Acquisition

Assets acquired excluding cash

Liabilities assumed

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